Journey Safe- China

Right After You Planned Your Journey, Make Your JourneySafe
Join JourneySafe China For Peace Of Mind.

You Will Enjoy

• No age limit.

• No excess for all benefits.

• Personal Accident is extended to cover Major Burns

• Cashless In-patient cover and 24-hour Worldwide emergency Assistance Service.

• Unlimited benefits for Emergency Medical Evacuation and Repatriation.

• All amateur sport activities are covered wihtout extra premium.

• No exclusion of war-risk.

• Immediate cover for Journey Cancellation once application is approved.
  
  

• 24 HRS WORLDWIDE ASSISTANCE

• PREMIUM

• COVERAGES

• EXCLUSIONS

• IMPORTANT MATTERS

• HOTLINE :(852)2926 8074

24 - Hour Worldwide Assistance Program

Once you join the JourneySafe China, you automatically receive FREE telephone assistance provided by American International Assistance Service (AIAS) in your own language (Mandarin, Cantonese and English) on matters of;

• pre-trip assistance,

• medical service directions,

• lost baggage,

• legal service,

• emergency ticket service,

• emergency medical evacuation and repatriation,

The Family Plan shall include you, your legal spouse and all your accompanying childern aged under 17. Your spouse and each of your child receive the same benefit amount as yours except under Section 2 Personal Accident where each child will entitle to receive maximum HK$250,000.

Description of Coverages

COVERAGE

Maximum Benefit Per Person (HK$)

EMERGENCY MEDICAL EXPENSES AND ASSISTANCE

a. Medical Expenses

HK$250,000

b. Emergency Medical Evacuation

Unlimited

c. Repatriation of Remains

Unlimited

PERSONAL ACCIDENT

a. Accidental death or permanent total disablement.

• Major Burns
• Permanent Total Disablement
• Accidental death

b. Other accident$300,000

• Major Burns
• Permanent Total Disablement
• Accidental death

JOURNEY CANCELLATION AND INTERRUPTION

a. Journey Cancellation

b. Journey Interruption

• Curtailment Expenses
• Journey Re-arrangement

PERSONAL EFFECT COVERAGE

PERSONAL Liability

$2,000,000

Exclusions:
For Sections 1 & 2 (Emergency Medical Expenses & Assistance, Personal Accident)

• Non-essential treatment, surgery or hospitalization or unnecessary additional cost.

• Any evacuation or repatriation not arranged by AIAS.

• Any expenses incurred when the purpose of the trip was to obtain medical treatments, or for travel undertaken against the Qualified Medical Practitioner's recommendation..

• For failure to obtain written confirmation of the Qualified Medical Practitoner's report. original receipt.

• For Section 3 (Journey Cancellation and Interruption)

• Financial circumstances or disinclination to travel.

• Failure to notify the provider of travel arrangement of the cancellation or curtailment immediately.
  

• Government regulation of act or failure in provision of any part of the booked trip.

• Bankruptcy, involuntary liquidation or default of the travel agent who has arranged for your travel arrangement.

• For Sections 4(Personal Effect Coverage))

• Normal wear and tear.

• Confiscation or detention by Customs.

• Breakage of damage to fragile article documents, foodstuffs, jewellery, mobile phone and antique.

• Losses not report to police within 24 hours and/or to the carrier immediately as appropriate.

• Any baggage sent in advance, or souvenirs or articles sent or shipped separately.

• For Section 5 (Personal Liability)

• Employer's liability, contractual liability or liability to an Insured Person's family members.

• Liability incurred by the acts of animals or property belonging to or in the care, custody or control of Insured Person.

• Any willful malicious or unlawful act, or criminal act..

• Liability arising out of the use of vehicles, aircraft or water craft.

• Exclusions for all Sections

• Any illegal or unlawful act.

• For any loss due to the Insured Person riding or driving in any kind of motor racing or the Insured Person’s participation in any professional sports.

• For any loss due to the Insured Person engaged in naval, military or airforce service or operations being as a crew member or an operator of any air carrier, testing of any kind of conveyance, engaging in any kind of labour work, engaging in offshore or mining or aerial photography, handling of explosives.

• Suicide, self-inflicted injury, childbirth, pregnancy, miscarriage, dental treatment (except as necessitated by accidental injuries to sound natural teeth), mental and nervous disorders, insanity, alcoholism or drug addiction, self-exposure to needless peril (unless in an attempt to save human life), venereal or other sexually transmitted diseases, AIDS or AIDS related complex.

• Any Pre-Existing Conditions.
  
  

Important Matters

• Child(ren) under 17 years of age who travel other than with their/his/ her parent will be required to pay the premium of an adult.

• Maximum period covered 1 82 consecutive days.

• if journey does not originate from Hong Kong/Macau, the travel must be made and paid in Hong Kong/Macau.

• Cover will automatically be extended up to a maximum of 10 calendar days in the event of the journey being unavoidably delayed.

• No refund of premium is allowed once the Certificate of Insurance has been issued.

• This brochure is not a contract of insurance. The benefits and exclusions stated herein are a summary of the full terms and conditions of the contract. For more details, please refer to the Certificate of Insurance.